1. Assess the need for a wind mitigation inspection? The question is a good one, and the answer is simple: to save money. If you live in the in an area that requires windstorm insurance, you are all too aware of the outrageous insurance premiums we must all pay just to live in our own homes. With the hurricanes that have battered the southern United States over the past few years, insurers have raised their prices to unbearable levels.
2. Develop a plan to mitigate this expense, you as a home owner have several options available to you. The most effective tactic for reducing your premium is to have a wind mitigation inspection. What that is exactly, is a close inspection of your home that may reduce your premiums by up to 45%. Obviously, this is a very useful service, and one that will pay for itself in a very short amount of time. The savings from reduced wind insurance payments can go towards paying off the home sooner, eliminating credit card or installment debt, or into your bank account, which is something, everyone likes. The simple fact of the matter is that we could all use more money, and saving some is like making more. Cutting cost on your wind insurance is a smart play during these trying times.
3. Understand the effects of high winds on your home. Windstorms are so damaging to a home for several reasons. The incredible strong winds assault your home using a number of forces. They simultaneously create uplifting, shearing and lateral forces that cause massive destruction to a home. Often times they will also destroy windows and doors, allowing water in which will cause severe damage to the interior of a home. The high winds can also blow debris onto and into the home, further destroying the property. Worst of all, in the event of a breach of the homes outer shell, the high powered winds can cause the roof to come up or even off as the combination of forces at play wreak havoc on an unprotected structure.
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